Hey 👋

Glad you found us.

Here's what we're building.

WE'RE BUILDING QASH PLAN

A credit builder that actually fits your life, not the one that was built for someone else's.

Starts at a few dollars every paycheck. Reports to all three bureaus. No rent or phone bill tracking. No hidden fees.

How credit actually gets built: on-time installment loan payments, reported month after month.

FICO weights payment history as 35% of a credit score, and installment loans count in the credit-mix factor too. Qash builds both, the right way.

We can't promise your exact number and to be honest; no one can. But we can tell you exactly how the mechanism works, and build it with you.

HOW QASH PLAN WORKS

  • 1

    Verify your income

    Qash checks what you actually earn and only offers plans you can handle. Quick, one-time, and no guesswork on either side.

  • 2

    Small payments, every paycheck

    Starting at $1 a week and growing gradually to $52 by the final week, you barely notice them.

  • 3

    Reported to all 3 bureaus every month

    Each payment builds your installment history, the tradeline type credit scoring models weight favorably.

  • 4

    Get your money back at the end

    After 52 weeks, your payments come back as a lump-sum savings payout of about $1,378. One fee at signup, then done.

We want your voice.

Pick the path that fits you:

I'm 18–24Start the survey

(takes 5 minutes, get entered to win a $250 gift card)

I'm 25 or olderShare your perspective

(takes 2 minutes, same $250 gift card raffle)

Built by a small team who got tired of watching credit systems ignore the people who need them most.
Your data stays yours.

Pre-launch. qashplan.com